Transfer bonuses can offer lucrative opportunities to maximize your points and miles and work your way toward fantastic award redemptions. You can sometimes get significantly more value from your rewards by transferring them to an airline or hotel partner during one of these bonus periods.
Remember, though, that these are limited-time offers, so you’ll need to act fast if you find one that suits your travel plans.
We’ve compiled transfer bonus updates for most major programs with transferable rewards to make tracking these offers easier. Just note that transfer bonuses are sometimes targeted, so some may not be available.
Active credit card transfer bonuses
We’re currently seeing transfer bonuses from:
| Transfer from | Transfer to | Bonus details | End date | Transfer ratio |
|---|---|---|---|---|
| Chase Ultimate Rewards | IHG One Rewards | 70% | Jan. 15 | 1,000 points equals 1,700 points |
| Capital One | Avianca LifeMiles | 15% | Feb. 11 | 1,000 miles equals 1,150 |
American Express Membership Rewards transfer bonuses
American Express Membership Rewards is not currently offering any transfer bonuses.
How to earn American Express Membership Rewards points
If you’re looking to earn more of these valuable points, the following American Express cards could prove useful additions to your wallet:
- American Express® Gold Card: Find out your offer and see if you are eligible for as high as 100,000 Membership Rewards points after spending $6,000 on purchases within the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.
- American Express Platinum Card®: Find out your offer and see if you are eligible for as high as 175,000 Membership Rewards points after spending $8,000 on purchases in the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.
Related: How to redeem American Express Membership Rewards points for maximum value
Capital One transfer bonuses
Capital One is currently offering a 15% transfer bonus to Avianca LifeMiles. From now through Feb. 11, when you transfer 1,000 Capital One miles to the airline loyalty program, you’ll earn 1,150 LifeMiles.
Since Avianca is part of Star Alliance, you can redeem your miles for partner awards at a competitive rate. Additionally, LifeMiles does not pass along fuel surcharges, which is a major factor to consider when booking an award seat.
Though the program has undergone a few devaluations over the years, you can still find good partner flight deals when booking through this program.
How to earn Capital One miles
If you’re looking to earn more transferable miles, the following Capital One cards are solid options to consider:
- Capital One Spark Miles for Business: Earn 50,000 bonus miles after spending $4,500 on purchases in the first three months from account opening.
- Capital One Venture Rewards Credit Card: Earn 75,000 bonus miles after spending $4,000 on purchases in the first three months from account opening.
- Capital One Venture X Rewards Credit Card: Earn 75,000 bonus miles after spending $4,000 on purchases in the first three months from account opening.
TPG’s January 2026 valuations deem Capital One miles are worth 1.85 cents each, and most transfers from Capital One will process instantly. For more details, read our guides to Capital One transfer partners and how to transfer Capital One miles.
Related: Should you transfer Capital One miles to partners or redeem directly for travel?
Chase Ultimate Rewards transfer bonuses
Chase is currently offering one transfer bonus. Through Jan. 15, you could transfer your Chase points to IHG One Rewards with a 70% bonus. So, when you transfer 1,000 Chase points, you’ll receive 1,700 IHG points.
Since TPG values Chase points at 2.05 cents apiece and IHG points at 0.5 cents apiece, per our January 2026 valuations, you may not be maximizing your points if you act on this transfer bonus. For example, 10,000 Chase points are worth $205, while 17,000 IHG points (Chase points plus a 70% transfer bonus) are worth $85, according to our valuations.
However, if you need to top off your IHG account to book a hotel stay, taking advantage of this transfer bonus could be a good option.
How to earn Chase Ultimate Rewards points
If you want to earn more Chase Ultimate Rewards points, the following Chase cards could make good additions to your wallet:
- Chase Sapphire Preferred® Card (see rates and fees): Earn 75,000 bonus points after spending $5,000 on purchases in the first three months from account opening.
- Chase Sapphire Reserve® (see rates and fees): Earn 125,000 bonus points after spending $6,000 on purchases in the first three months from account opening.
- Ink Business Preferred® Credit Card (see rates and fees): Earn 100,000 bonus points after spending $8,000 on purchases in the first three months from account opening.
Related: Chase Ultimate Rewards points: How to redeem for maximum value
Citi ThankYou Rewards transfer bonuses
Citi ThankYou Rewards is not currently offering any transfer bonuses.
It’s important to note for the next time Citi offers a transfer bonus that you’ll only unlock the bonus in its entirety if you hold the Citi Strata Elite℠ Card (see rates and fees), the Citi Strata Premier® Card (see rates and fees) or the Citi Prestige® Card (no longer available to new applicants). Other Citi cards do not unlock the full 1:1 transfer ratio, so the transfers aren’t as valuable.
The information for the Citi Prestige has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
How to earn Citi ThankYou Rewards points
To earn more Citi ThankYou Rewards points, consider these Citi credit cards:
- Citi Strata Elite Card: For a limited time, earn 100,000 bonus points after spending $6,000 on purchases in the first three months from account opening.
- Citi Strata Premier Card: Earn 60,000 bonus points after spending $4,000 on purchases in the first three months from account opening.
TPG values Citi ThankYou Rewards points at 1.9 cents each, per our January 2026 valuations, and most transfers happen instantly.
Related: Citi ThankYou Rewards transfer partners: Redeem your points with airlines and hotels
Marriott Bonvoy transfer bonuses
Although you can transfer Marriott Bonvoy points to various airlines, the program does not currently offer any transfer bonuses from Marriott Bonvoy to airline partners.
How to earn Marriott Bonvoy points
If you’re looking to earn Marriott Bonvoy points, the following Marriott cards may be of interest:
- Marriott Bonvoy Bold® Credit Card (see rates and fees): Earn two free night awards (valued at up to 50,000 points each) after spending $1,000 on purchases in the first three months of account opening. Certain hotels have resort fees.
- Marriott Bonvoy Boundless® Credit Card (see rates and fees): Earn five free night awards (valued at up to 50,000 points each) after spending $3,000 on purchases in the first three months from account opening. Certain hotels have resort fees. Additionally, you can receive up to $100 in statement credits (up to $50 biannually) after spending $500 on eligible airline purchases.
- Marriott Bonvoy Brilliant® American Express® Card: Earn 100,000 bonus points after spending $6,000 on purchases within the first six months of card membership.
- Marriott Bonvoy Business® American Express® Card: Earn up to 125,000 bonus points: 75,000 bonus points after spending $6,000 on purchases in the first six months of card membership and an additional 50,000 bonus points after spending an additional $3,000 in the first six months of card membership.
According to TPG’s January 2026 valuations, Marriott Bonvoy points are worth 0.7 cents each. Some airlines take a few days (or even weeks) to receive the points.
Related: How to redeem Marriott Bonvoy points for maximum value
Rove Miles transfer bonuses
Rove Miles is not offering a transfer bonus at this time.
How to earn Rove miles
We’re excited about the new “no credit card required” rewards program, Rove Miles. You can book hotels and flights and shop online through the Rove Miles portal, earning incredible amounts of transferable miles, such as up to 54 miles per dollar spent on select hotels.
Rove Miles is rapidly adding transfer partners, including Lufthansa Miles & More, a program that has traditionally been difficult to earn miles in. This opens up the ability to book Lufthansa’s incredible first-class product in advance with miles.
If you don’t have any Rove miles, you can earn 1,000 miles at no cost right now just by signing up through TPG’s exclusive offer.
Should you transfer points and miles?
We only recommend transferring points or miles if you have a short-term plan to use them. Transfers are irreversible, and you don’t want to be stuck with thousands of points or miles in a program you have little use for.
If you don’t have a specific redemption in mind but still want to earn points or miles, you’re likely better off earning rewards through card welcome bonuses and everyday spending.
We always recommend verifying award availability before transferring your rewards.
Bottom line
When a program with a transferable currency offers a transfer bonus, it’s important to run the numbers to determine whether it is worthwhile.
Generally, you won’t want to transfer your points or miles without a specific redemption in mind. After all, a large part of the value of transferable points and miles comes from their flexibility, which you’ll give up when you convert them to a partner’s currency. However, a transfer bonus can help you get more value from your points and miles if you frequently use a partner program or plan to redeem them soon.
Related: The best time to book flights for the cheapest airfare
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
